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Home Online Jobs Without Investment: 33 Options for 2020


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There are certain online jobs that do require initial investment while there are some that don’t. This blog post will list all the online jobs that doesn’t require any kind of initial investment.

If you are already looking for a job online, chances are that you are hard on money. So I have listed all these work from home online jobs that doesn’t require any start up money.

These are legit home based jobs without investment.

Check these out –

1. Google Rater

This, in my opinion is one of the best online jobs out there that pays consistent monthly income. I have been working as a Google Rater since June 2016 and it has been almost three years now. I have no shame in shouting out from the rooftops about the awesomeness of this job.

Google Raters are also known as search engine evaluators aka internet analyst or internet safety evaluators or simply raters.

Where to work as a Google Rater?

These companies are hiring at the moment-

Initial Requirements:

Do they hire worldwide?

Yes ! They hire from anywhere in the world where you can access Google from.

Some Notable exceptions are – Pakistan, Nepal, Bhutan, Bangladesh, Sri Lanka ( they are all part of Indian sub-continent).

Most African countries are also excluded.

How much money can I make?

Depending on where you’re located, they pay anywhere from $3 per hour to $14 per hour.

  • Indians are paid $3/hr.
  • Americans are paid $11 – $13/hr depending on which state you are located
  • Europeans are paid from $12 – $14/hr depending on which European country you are in.

I personally made $2007 being an Indian.

Related article – complete A-Z guide on Google Rater Job.

2. Social Media Evaluator

This is perhaps the easiest way to make money online. All that you need is a Facebook app or Instagram account, got to be active in it and needs at least 50+ friends or followers.

All that you got to do is to ad give your personal opinions on ads that you see on your Facebook or Instagram wall and get paid for it.

So do I just start commenting on any ads that I see on my Facebook/Instagram wall? Noo..

You would need a special link to give your opinions on those ads.

Where do I work?

These companies hires social media evaluators –

If there are no openings for social media evaluators, sign up for whatever positions you see.

How much do I get paid?

The pay is same as that for Google raters. They are paid $3 – $14 per hour depending on where you are located.

Initial Requirements –

  • Facebook/Instagram account
  • At least 50 friends/followers
  • Payoneer account

Related article – complete A-Z guide on social media evaluator.

( Pin it for later )

3. Online Ads Evaluator

This job is kind of similar to the above two jobs mentioned above. But here, instead of rating Facebook ads, you will be classifying and rating all the other online ads that you see.

Where can I work?

These companies are hiring online ads evaluator at the moment.

How much money can I make?

Depending on where you are located, payment can be anywhere from $3 – $14 per hour.

4. Map Analyst

This is totally different from the above three jobs. Here you would be responsible for assessing the accuracy of map pins, relevance, distance and so much more.

Also the client here is different. For the above three jobs, except for (social media evaluator) the client is Google.

But for Maps Analyst position, the client is Apple.

Yeah, you would be working indirectly for Apple.

Where can I work?

How much money can I make?

Now this is not pay per hour. There is no fixed hourly rate for this job. You are paid per task.

One can make anywhere from $11 – $18/hr depending on how fast you can get as you gain more experience with time.

5. Multimedia Judge

This is a unique work at home opportunity where your role as a multimedia judge involves the review, evaluation and feedback of online images and or videos based on a set of guidelines using online tools. In this job you will have the flexibility to choose your own hours to suit your lifestyle. Hours for this role are a minimum of 10, maximum of 20 hours per week depending on availability.

Where can I work?

How much can I earn?

Depending on where you are located, you can make anywhere from $6.78 – $13.5 /hr.

6. Freelancing

The word freelancing encompasses a lot of activities that involves content writing, social media campaign managements for companies, appointment settings, customer service and a lot more.

Where do I find freelance works?

How much money can I make?

There is definitely no fixed salary or fixed rate for freelancers. They can make anywhere from few hundred dollars to thousands per month.

7. Phone Jobs

If you have a landline connection and a PC/Mac connected to a fixed router, then you can work as customer service representative/sales executive or receptionist.

The most important requirement for this job is that you must have a room or a place where you can work distraction free. You can’t have kids running around and screaming in the background.

But most of the companies require that you are based in USA and you have a native English proficiency.

Where can I work?

You can work in these companies –

How much money can I make?

One can make anywhere from $14 – $17/hr depending on your experience and the company you work for.

8. Chat Agents

Not comfortable with phone jobs? Don’t have a quiet room? Then being a chat agent from home would be a great online work for you.

As a chat agent,  your role would include – technical support, sales, invoicing, customer service and so on.

How much money can I make?

Anywhere from $10 – $17 per hour.

Where do I start working?

These companies hires work from home chat agents. Check these out –

9. YouTube videos

Anyone can create YouTube videos and put it out online.

People are making prank videos and making a killing with it. They are making $1000s putting up stupid videos.

Look at this video –

Credit – Adrian Gee

What this guy is doing is basically embarrass himself in front of girls. Few months back, he only had YouTube videos, now he has got a course on how to pick up women as well.

Look at this another video.

Credit -Jaby koay

All that the guy is doing is getting some cute  gals to sit with him and react to Indian videos.

People are watching others react to videos. Why not just watch the video yourself?

This guy has over 1 million subscribers. It is crazy how much money one can make doing stupid videos and posting it online.

10. Social Media Manager

Are you an avid social media user? Can you work in your own schedule and get things done?

Then being a social media manager could be a great option for you. As a  social media manager, your job would be to represent companies online.

You would be responsible for answering queries, write and post on behalf of companies, respond to comments and so on.

How much money can I make?

One can make anywhere from $1000 – $10,000s per month.

Where can I find social media manager jobs?

You can look for this job in

11. Research agent – Wonder

If you like Googling a lot and writing articles, then this position is perfect for you.

All that you got to do is research the web, compile information and present an article that the clients want you to research and compile.

If you are somebody who is making like $2000/ hr, wouldn’t you rather have someone research and write a quick assignment for you than waste your time at it? You would right?

So as  research agent, your job is to get research the web, write an assignment on any given topic and present it in a nice edited format.

How much can I earn?

As per Glassdoor, you can earn anywhere from $1000 – $2000 per month. It of course depends on your experience and your level of being a researcher.

It takes some time and effort to get access to higher paying assignments and for getting more assignments.

Each assignment can fetch you $30 – $35. There are bonuses as well.

Where do I get started?

You can apply right here –

12. ESL Teachers

Do you have a degree? Do you have teaching experience?

Then how about working from home as an English teacher and teaching English to Chinese and other Asian kids?

There is a huge demand for English teachers and this could be a perfect home based job without investment for you.

Initial requirements

  • You have to be native American or Canadian ( in some cases they accept English and Aussie as well).
  • You must have a college degree.
  • You must have some formal teaching experience.
  • You need a PC or Mac with HD webcam.
  • Headset with microphone.
  • Stable internet connection.

How much can I earn?

You can make anywhere from $22 – $26 per hour.

Where can I work?

There are several companies hiring teachers from home.  You can check this out –

  • VIPKIDz – This is the most famous of all the online sites that offers work from home teaching jobs.
  • DadaABC
  • Qkids

Related article – Here is a list of 21 websites where you can work as an English teacher from home.

13. Online Tutors

This is a little different from English teaching jobs.

In this work at home position, you can teach students in any subject that you are good at it. You have to have a degree and experience teaching to kids.

How much money can I make?

You can make anywhere from $30/hr to $50/hr working as a subject teacher.

Where can I work?

You can check out these companies –

14. Transcriber

This is another awesome home based job without investment.

All that you need is a good listening skill, good grammar and a good typing speed.

The good thing about this online job without investment is that you can be anywhere in the world and still work as a transcriber from home.

How much money can I make ?

Transcribers can make anywhere from $200 – $2000+ per month depending on how long you stick with it and work your way up.

Where do I get started?

Following companies hires transcribers from all over the world. They even hire beginners.

  • – This company hires beginners. One can make anywhere from $8 – $14/hr with experience. One can make anywhere from $200 – $1500 per month. They pay weekly via PayPal.
  • Sribie – This company has short audio files to transcribe, less than 10 mins. One can make $5 – $24 per audio hour. They hire from anywhere in the world where PayPal is supported. You get to preview the audio files and work only those audio files that you chooses to.
  • Transcribeme – This is one of the top rated, best work from home job that one can do without any investment. It has been featured by The Penny Hoarder and others. They pay anywhere from $15 – $22/hr with the top earners making around $2200 per month.
  • Casting Words – This is another company that hires transcribers. They pay weekly via PayPal and they pay up to $1 per audio min.

How do I get started?

All the transcription companies requires that you pass their style guide test. They won’t simply hire because you you apply above to those companies.

Check out this FREE COURSE and see if it is a good fit for you.

Related_ Find out how this GRANDMA found a  lucrative and flexible career with Transcription. She is actually turning down new clients !

15. Captioner

The job of a work at home captioner is the same as that of a transcriber except that here, instead of audio files, you would be working on video files.

Captioning is of two types –

  • Offline captioning – Captioning of pre-recorded videos.
  • Real-live captioning – Captioning for live events and shows. One can make up to $100,000 here.

Where can I work?

Most of the companies that hires transcribers also hires captioners.

Check out these companies –

16. Translator

If you speak more than one language, then you are in high demand !

There is a high demand for work at home translators.

The great thing about this work at home position is that you can set your own hours, can work from home and work whenever you want.

How much money can I make?

Translators can make $44,000 p.a.

Where can I work?

You can check out these companies hiring translators –

17. Healthy Wage

While this is not exactly a work at home job, but this is a program where you get paid to lose weight and get rewarded in cash up to $10,000 !

Yes, Lose Weight and Get Rewarded !

Where do I get started?

Right HERE

18. Create a Course

If you are an expert at something, why not sell your expertise and make money from it.

Creating a course is very easy these days. You have got drag and drop course builders like WP Courseware and Learndash with which you can build courses within an hour or so. These plugins costs money.

But there are platforms like Teachable where you don’t need to pay any upfront money to create your course.

If your course is free, you won’t be charged anything. If it is not free, you would be charged $1+10% of the course fee.

The good thing about it is that you don’t have to spend anything upfront.

Where do I create courses? 

Check this out –

19. Test websites and apps

Did you know that you get paid $10 – $20 just for 10 – 20 minutes of your time for sharing your personal opinions on websites and apps?

All that you got to do is to speak your mind out loud and follow simple instructions.

By simple instructions I mean –

  • Click Here
  • Navigate there

Something like that.

How much money can I make?

Anywhere from $15 – $30 per 10 – 20 mins of website testing.

Don’t expect consistent tasks here though. One can expect to make few hundred dollars per month if you are signed up with several testing companies.

Where do I get started?

You can check out following sites –

20. Take photos from your phone and sell it.

How does uploading photos from your phone and selling it sounds to you?

Easy peasy? Yeah it is. There are some apps that you can try out which will pay you for the photos that you upload from your phone.

They also have multiple contests running that rewards best photos $150 – $$650.

Where do I get started?

You can download these two apps and try out –

  • Foap
  • EyeEm 

Type the names of those apps in your app store and install it.

21. Mystery Shopping

How about getting paid for giving feedbacks on products, services for companies and brands?

This is an easy job which anyone can do. You only got to be 18 or above to take part in this work from home opportunity.

The only caveat being that you have to be US citizen.

How much money can I make?

You won’t be rich but you will definitely make some extra money.

Where can I work?

These companies are looking for mystery shoppers –

23. Affiliate marketing

When you promote someone else’s product and get paid an affiliate commission, that is called affiliate marketing. You are called an affiliate of that product/company.

You don’t necessarily need to product a product to get affiliate commissions. Sometimes, you just need to refer your friends and get cool commissions.

In most cases, you need a  blog or a website to promote affiliate products.

But there are certain companies for which you don’t need any blog or a website to promote and make affiliate commissions of.

All that you got to do is to tell it to your friends and have them signed up. You can make up to $25 per referral.

Which products/services/companies can I promote?

Ebates – Every time you shop online, you get cashbacks for shopping online. You can redeem it later on. Plus one get $5 to sign up. And also get $25 for referring your friends.

So if you are an American, you can sign up HERE

if you are Canadian sign up HERE

Start referring your friends and start earning $25 now.

Appen/Leapforce – I work here as a  search engine evaluator aka Google Rater. I made like $2007 in a single month working as a Google rater.

But here is what I am trying to share with you. Once you pass the Appen qualification test right and once you start working as an evaluator aka Google rater, you would get a link to share with your friends who are looking for work at home opportunities, and invite them to sign up to work as an evaluator.

Here is the interesting part –

  • You get $25 for every qualified referral*

Once they sign up via your link, you can then tell your referrals to sign up for Payoneer account and you will get another $25 as a referral commission from Payoneer. Your friend will also get $25 sign up bonus if they sign up via your referral link.

Your friend may be like why should I sign up for Payoneer account?

You can tell them that, it is the preferred method of payment that Appen/Leapforce uses. So they got to create a Payoneer account and they will be getting $25 sign up bonus*

Your friend would gladly obliged. He/she would not only be getting this sign up bonus but will also be making consistent monthly income like I did.

So by signing up to Appen/Leapforce, you will be getting to to work as an evaluator aka Google rater and make consistent monthly income.

Plus, you will be earning $25 bonus for every qualified referrals from Appen and another $25 from Payoneer.

There you are – a very simple way to make $50 for telling your friends about an awesome work from home opportunity.

 How do I get started?

First, sign up here to claim your Payoneer bonus. You get $25 as soon as you are paid $1000 to your Payoneer account.

Don’t worry about being paid $1000 to your Payoneer account. Once you start working with Appen, earning $1000 is easy.

Once you have signed up Payoneer, you can now sign up with Appen to work as a search engine evaluator aka Google Rater.

You would be indirectly working for Google !

But before you do that, I want you to go read this article on how to be a search engine evaluator. You can go from there.

Once inside Appen, you can refer your friends to Appen and also to Payoneer and make $50 in affiliate commission for every successful referral every single time.

24. E-books

E-books can be a continuous source of income once you have hit publish. You don’t even have to touch it once it is online.

You can write on almost any topic and hit publish. Be it romance, humor, suspense, make money online, or anything that you are good at or has passion for.

How much can I earn?

Sky is the limit. It can be a continuous source of passive income.

Where do I get started?

You can publish e-books and sell it on following platforms –

25. T-Shirt selling

Do you have knack for graphics design? T -shirt designing?

Well, if you do, then you can be designing T-shirts and selling it to thousands of people. Not only that, you can also design coffee mugs, sweatshirts, hoodies and so on.

All that you do is upload your design and the companies like Printful and Teespring take care of shipping, invoices and everything.

How do I get my designs in front of people?

The best way to get your designs in front of people is via Pinterest!

Pinterest is the best way to drive traffic at the moment. And it is absolutely free !

All that you got to do is to create a Pinterest account, start pinning, link your T-shirt designs, coffee mug designs and so on to your Printful or Teespring store and bamn ! You get sales coming in.

26. Virtual Bookkeeping

If you are good with numbers and math is something that comes naturally to you, then you will love this online opportunity.

As a virtual bookkeeper, you would be responsible for keeping account of financial transaction of companies and/or their financial records.

How much money can I make?

While there is no fixed rate, a virtual bookkeeper can make anywhere from $18 – $50 per hour.

Where can I work?

Following companies are hiring virtual bookkeepers –

Requirements – These companies requires that you are a US citizen and that you have some formal experience of bookkeeping.

27. Influencer Marketer

Do you have a good social media media? Got good following in Instagram, Twitter, Facebook, YouTube?

If you do, then you can milk one of the hottest marketing trends right now!

You don’t need millions of followers in Instagram or any other social media platform. Just a couple of thousand followers that are highly engaged with your post or tweets, etc can fetch you hundreds of $$$ per tweet or post.

How much money can I make?

There is definitely no one size fits all answer to this question. It all depends on how many followers you have and how engaged they are.

How many followers do I need to get started?

At least 10,000 for companies to take you seriously.

Where can I start?

You can look for infleuncer positions in Upwork.

28. Content Writing Jobs From Home

Do you have a flair for writing? Does words flow freely from your fingers (typing dhuh !) and you don’t find yourself scratching for ideas?

Then you should try content writing for certain websites. They will pay you for your articles.

How much money can I make?

Most of the websites pays $50- $150 per approved article.

Where do I get started?
You can check out the following websites –

29. Proofreading Services

Are you a grammar nazi? Do you spot spelling mistakes, grammar errors without even having to look at them?

If you do, then you should take up proofreading/editing work from home jobs.

How much money can I make?

You can make anywhere from $11 – $25 per hour depending on your experience and the company you would be working for.

Where can I get started?

These companies hires work from home proofreaders –

30. Bug Hunter

While the name of it sounds technical, it is not at all a technical job.

All that you got to do is to report broken website links or any part of the website, that doesn’t function as intended.

Supposing, if you are on a shopping site, you would expect its shopping cart to display the number of items that you’ve added to the cart.

If it doesn’t show the number of items being added, then that would be called a bug and your job as a bug hunter is to report it.

And that basically is what basic bug hunting is.

How much money can I make?

Depending on the company that you work for, making $1000 per month extra is easily doable.

Where can I get started?

You can check out these following companies –

Additional work from home jobs without investments

31. Market research

There are big brands and big companies who values the opinion of real consumers over experts. You can take part in market research, quizzes and surveys. and influence big brands and companies.

Where can I work?

You can check out the following companies. The eligible countries are mentioned besides the company name.

32. Sweepstakes

This is an easy work from home opportunity where all that you got to do is to enter your email and take part in a sweepstake opportunity that gives you an opportunity to win iPhone Xs, $1000 gift card and so on.

Check these companies out. The eligible countries are mentioned inside brackets.

33. Cashback sites

Do you shop online a lot? Do you shop on Amazon, Walmart, Kohl’s, Macy’s?

How about putting some cash back to your account as you shop online? You get up to 40% cashback every time you shop online.

While you won’t be rich this way but you will definitely be saving some money. And isn’t saving money, earning money?

You also get $10 sign up bonus and $25 for each person you refer.

Where do I get started?

Right here.

  • Americans can sign up HERE
  • Canadians can sign up HERE


So that is a complete list of work from home jobs that doesn’t require any up front investment.

Read, re-read it, pick the one that suits you and start making money online with all these online jobs without investment.



After making almost $3000 online, I started this blog to document my own journey as a search engine evaluator aka Google rater, bug hunter, website usability tester, and blogger. Now I teach others how to make money online through genuine work from home opportunities. I've been featured in Huffington Post among others. You can read more about my personal struggles and successes in making money online here.

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